Call report 2007Q1
DESERT COMMUNITY BANK — 2007Q1
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,994,000 | USD | evidence → |
| Total loans | 85,400,000 | USD | evidence → |
| Allowance for loan losses | 850,000 | USD | evidence → |
| Securities available for sale | 70,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,776,000 | USD | evidence → |
| Interest-bearing deposits | 48,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,936,000 | USD | evidence → |
| Equity capital | 9,262,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,861,000 | USD | evidence → |
| Interest expense | 738,000 | USD | evidence → |
| Net interest income | 1,123,000 | USD | evidence → |
| Noninterest income | 80,000 | USD | evidence → |
| Noninterest expense | 799,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 385,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,049,000 | USD | evidence → |
| Total capital | 8,899,000 | USD | evidence → |
| Risk-weighted assets | 85,408,000 | USD | evidence → |