Call report 2006Q4
DESERT COMMUNITY BANK — 2006Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,918,000 | USD | evidence → |
| Total loans | 83,284,000 | USD | evidence → |
| Allowance for loan losses | 830,000 | USD | evidence → |
| Securities available for sale | 69,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,442,000 | USD | evidence → |
| Interest-bearing deposits | 49,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,065,000 | USD | evidence → |
| Equity capital | 9,109,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,139,000 | USD | evidence → |
| Interest expense | 2,382,000 | USD | evidence → |
| Net interest income | 4,757,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 3,104,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 1,994,000 | USD | evidence → |
| Income tax | 692,000 | USD | evidence → |
| Net income | 1,302,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,896,000 | USD | evidence → |
| Total capital | 8,726,000 | USD | evidence → |
| Risk-weighted assets | 83,942,000 | USD | evidence → |