Call report 2005Q1
HERITAGE BANK MINNESOTA — 2005Q1
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,400,000 | USD | evidence → |
| Total loans | 34,280,000 | USD | evidence → |
| Allowance for loan losses | 807,000 | USD | evidence → |
| Securities available for sale | 5,445,000 | USD | evidence → |
| Securities held to maturity | 3,051,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,906,000 | USD | evidence → |
| Interest-bearing deposits | 37,364,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,542,000 | USD | evidence → |
| Equity capital | 4,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 743,000 | USD | evidence → |
| Interest expense | 220,000 | USD | evidence → |
| Net interest income | 523,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 369,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 214,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,002,000 | USD | evidence → |
| Total capital | 4,405,000 | USD | evidence → |
| Risk-weighted assets | 31,830,000 | USD | evidence → |