Call report 2005Q2
HERITAGE BANK MINNESOTA — 2005Q2
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,465,000 | USD | evidence → |
| Total loans | 34,408,000 | USD | evidence → |
| Allowance for loan losses | 810,000 | USD | evidence → |
| Securities available for sale | 6,462,000 | USD | evidence → |
| Securities held to maturity | 3,041,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,969,000 | USD | evidence → |
| Interest-bearing deposits | 37,127,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,842,000 | USD | evidence → |
| Equity capital | 4,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,511,000 | USD | evidence → |
| Interest expense | 445,000 | USD | evidence → |
| Net interest income | 1,066,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 797,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 376,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 375,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,015,000 | USD | evidence → |
| Total capital | 4,417,000 | USD | evidence → |
| Risk-weighted assets | 31,742,000 | USD | evidence → |