Call report 2004Q4
HERITAGE BANK MINNESOTA — 2004Q4
The 22 measures HERITAGE BANK MINNESOTA reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,645,000 | USD | evidence → |
| Total loans | 36,150,000 | USD | evidence → |
| Allowance for loan losses | 789,000 | USD | evidence → |
| Securities available for sale | 3,000,000 | USD | evidence → |
| Securities held to maturity | 3,576,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,338,000 | USD | evidence → |
| Interest-bearing deposits | 37,425,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,913,000 | USD | evidence → |
| Equity capital | 4,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,158,000 | USD | evidence → |
| Interest expense | 896,000 | USD | evidence → |
| Net interest income | 2,262,000 | USD | evidence → |
| Noninterest income | 256,000 | USD | evidence → |
| Noninterest expense | 1,533,000 | USD | evidence → |
| Provision for loan losses | 352,000 | USD | evidence → |
| Pretax income | 633,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 631,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,784,000 | USD | evidence → |
| Total capital | 4,208,000 | USD | evidence → |
| Risk-weighted assets | 33,526,000 | USD | evidence → |