Call report 2025Q1
CITIZENS STATE BANK — 2025Q1
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 422,945,000 | USD | evidence → |
| Total loans | 283,426,000 | USD | evidence → |
| Allowance for loan losses | 3,071,000 | USD | evidence → |
| Securities available for sale | 106,181,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,898,000 | USD | evidence → |
| Interest-bearing deposits | 341,860,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,038,000 | USD | evidence → |
| Equity capital | 39,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,305,000 | USD | evidence → |
| Interest expense | 1,762,000 | USD | evidence → |
| Net interest income | 3,543,000 | USD | evidence → |
| Noninterest income | 584,000 | USD | evidence → |
| Noninterest expense | 2,382,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,700,000 | USD | evidence → |
| Income tax | 145,000 | USD | evidence → |
| Net income | 1,555,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,252,000 | USD | evidence → |
| Total capital | 47,323,000 | USD | evidence → |
| Risk-weighted assets | 293,455,000 | USD | evidence → |