Call report 2024Q4
CITIZENS STATE BANK — 2024Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,513,000 | USD | evidence → |
| Total loans | 284,268,000 | USD | evidence → |
| Allowance for loan losses | 3,004,000 | USD | evidence → |
| Securities available for sale | 105,226,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 373,018,000 | USD | evidence → |
| Interest-bearing deposits | 337,986,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,032,000 | USD | evidence → |
| Equity capital | 38,072,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,312,000 | USD | evidence → |
| Interest expense | 7,445,000 | USD | evidence → |
| Net interest income | 12,867,000 | USD | evidence → |
| Noninterest income | 2,365,000 | USD | evidence → |
| Noninterest expense | 9,164,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,076,000 | USD | evidence → |
| Income tax | 440,000 | USD | evidence → |
| Net income | 5,636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,130,000 | USD | evidence → |
| Total capital | 46,134,000 | USD | evidence → |
| Risk-weighted assets | 294,966,000 | USD | evidence → |