Call report 2025Q2
CITIZENS STATE BANK — 2025Q2
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 456,546,000 | USD | evidence → |
| Total loans | 284,444,000 | USD | evidence → |
| Allowance for loan losses | 3,107,000 | USD | evidence → |
| Securities available for sale | 106,076,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,254,000 | USD | evidence → |
| Interest-bearing deposits | 380,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,249,000 | USD | evidence → |
| Equity capital | 40,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,937,000 | USD | evidence → |
| Interest expense | 3,642,000 | USD | evidence → |
| Net interest income | 7,295,000 | USD | evidence → |
| Noninterest income | 1,171,000 | USD | evidence → |
| Noninterest expense | 4,778,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 3,598,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 3,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,100,000 | USD | evidence → |
| Total capital | 48,207,000 | USD | evidence → |
| Risk-weighted assets | 297,564,000 | USD | evidence → |