Call report 2023Q4
EASTERN MICHIGAN BANK — 2023Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 539,863,000 | USD | evidence → |
| Total loans | 212,377,000 | USD | evidence → |
| Allowance for loan losses | 2,608,000 | USD | evidence → |
| Securities available for sale | 160,442,000 | USD | evidence → |
| Securities held to maturity | 112,967,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 498,273,000 | USD | evidence → |
| Interest-bearing deposits | 359,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,599,000 | USD | evidence → |
| Equity capital | 39,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,743,000 | USD | evidence → |
| Interest expense | 2,051,000 | USD | evidence → |
| Net interest income | 17,692,000 | USD | evidence → |
| Noninterest income | 1,989,000 | USD | evidence → |
| Noninterest expense | 11,413,000 | USD | evidence → |
| Provision for loan losses | 293,000 | USD | evidence → |
| Pretax income | 8,079,000 | USD | evidence → |
| Income tax | 1,593,000 | USD | evidence → |
| Net income | 6,486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,580,000 | USD | evidence → |
| Total capital | 52,188,000 | USD | evidence → |
| Risk-weighted assets | 388,550,000 | USD | evidence → |