Call report 2023Q3
EASTERN MICHIGAN BANK — 2023Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 544,142,000 | USD | evidence → |
| Total loans | 204,229,000 | USD | evidence → |
| Allowance for loan losses | 2,606,000 | USD | evidence → |
| Securities available for sale | 161,249,000 | USD | evidence → |
| Securities held to maturity | 111,270,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 507,772,000 | USD | evidence → |
| Interest-bearing deposits | 368,879,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,893,000 | USD | evidence → |
| Equity capital | 34,971,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,526,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 13,106,000 | USD | evidence → |
| Noninterest income | 1,504,000 | USD | evidence → |
| Noninterest expense | 8,557,000 | USD | evidence → |
| Provision for loan losses | 291,000 | USD | evidence → |
| Pretax income | 5,774,000 | USD | evidence → |
| Income tax | 1,141,000 | USD | evidence → |
| Net income | 4,633,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,215,000 | USD | evidence → |
| Total capital | 50,821,000 | USD | evidence → |
| Risk-weighted assets | 390,109,000 | USD | evidence → |