Call report 2024Q1
EASTERN MICHIGAN BANK — 2024Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,324,000 | USD | evidence → |
| Total loans | 212,021,000 | USD | evidence → |
| Allowance for loan losses | 2,595,000 | USD | evidence → |
| Securities available for sale | 163,429,000 | USD | evidence → |
| Securities held to maturity | 114,509,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,712,000 | USD | evidence → |
| Interest-bearing deposits | 351,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,926,000 | USD | evidence → |
| Equity capital | 40,505,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,746,000 | USD | evidence → |
| Interest expense | 1,192,000 | USD | evidence → |
| Net interest income | 4,554,000 | USD | evidence → |
| Noninterest income | 500,000 | USD | evidence → |
| Noninterest expense | 3,039,000 | USD | evidence → |
| Provision for loan losses | -28,000 | USD | evidence → |
| Pretax income | 2,007,000 | USD | evidence → |
| Income tax | 395,000 | USD | evidence → |
| Net income | 1,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,010,000 | USD | evidence → |
| Total capital | 52,605,000 | USD | evidence → |
| Risk-weighted assets | 385,139,000 | USD | evidence → |