Call report 2023Q2
EASTERN MICHIGAN BANK — 2023Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,118,000 | USD | evidence → |
| Total loans | 188,118,000 | USD | evidence → |
| Allowance for loan losses | 2,390,000 | USD | evidence → |
| Securities available for sale | 165,759,000 | USD | evidence → |
| Securities held to maturity | 102,982,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 476,515,000 | USD | evidence → |
| Interest-bearing deposits | 347,195,000 | USD | evidence → |
| Noninterest-bearing deposits | 129,320,000 | USD | evidence → |
| Equity capital | 34,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,611,000 | USD | evidence → |
| Interest expense | 971,000 | USD | evidence → |
| Net interest income | 8,640,000 | USD | evidence → |
| Noninterest income | 992,000 | USD | evidence → |
| Noninterest expense | 5,686,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 3,863,000 | USD | evidence → |
| Income tax | 777,000 | USD | evidence → |
| Net income | 3,086,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,123,000 | USD | evidence → |
| Total capital | 49,513,000 | USD | evidence → |
| Risk-weighted assets | 374,948,000 | USD | evidence → |