Call report 2023Q1
EASTERN MICHIGAN BANK — 2023Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,259,000 | USD | evidence → |
| Total loans | 184,128,000 | USD | evidence → |
| Allowance for loan losses | 2,304,000 | USD | evidence → |
| Securities available for sale | 186,550,000 | USD | evidence → |
| Securities held to maturity | 103,725,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 522,361,000 | USD | evidence → |
| Interest-bearing deposits | 381,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 140,471,000 | USD | evidence → |
| Equity capital | 33,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,845,000 | USD | evidence → |
| Interest expense | 540,000 | USD | evidence → |
| Net interest income | 4,305,000 | USD | evidence → |
| Noninterest income | 482,000 | USD | evidence → |
| Noninterest expense | 2,874,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,913,000 | USD | evidence → |
| Income tax | 378,000 | USD | evidence → |
| Net income | 1,535,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,555,000 | USD | evidence → |
| Total capital | 48,859,000 | USD | evidence → |
| Risk-weighted assets | 371,298,000 | USD | evidence → |