Call report 2022Q4
EASTERN MICHIGAN BANK — 2022Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 563,092,000 | USD | evidence → |
| Total loans | 183,257,000 | USD | evidence → |
| Allowance for loan losses | 1,710,000 | USD | evidence → |
| Securities available for sale | 178,834,000 | USD | evidence → |
| Securities held to maturity | 100,699,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 527,965,000 | USD | evidence → |
| Interest-bearing deposits | 380,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 147,943,000 | USD | evidence → |
| Equity capital | 32,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,579,000 | USD | evidence → |
| Interest expense | 975,000 | USD | evidence → |
| Net interest income | 13,604,000 | USD | evidence → |
| Noninterest income | 1,912,000 | USD | evidence → |
| Noninterest expense | 10,616,000 | USD | evidence → |
| Provision for loan losses | -7,000 | USD | evidence → |
| Pretax income | 4,897,000 | USD | evidence → |
| Income tax | 933,000 | USD | evidence → |
| Net income | 3,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,111,000 | USD | evidence → |
| Total capital | 47,821,000 | USD | evidence → |
| Risk-weighted assets | 367,977,000 | USD | evidence → |