Call report 2022Q3
EASTERN MICHIGAN BANK — 2022Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 584,655,000 | USD | evidence → |
| Total loans | 178,835,000 | USD | evidence → |
| Allowance for loan losses | 1,725,000 | USD | evidence → |
| Securities available for sale | 186,266,000 | USD | evidence → |
| Securities held to maturity | 78,240,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 552,383,000 | USD | evidence → |
| Interest-bearing deposits | 408,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,354,000 | USD | evidence → |
| Equity capital | 31,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,976,000 | USD | evidence → |
| Interest expense | 605,000 | USD | evidence → |
| Net interest income | 9,371,000 | USD | evidence → |
| Noninterest income | 1,458,000 | USD | evidence → |
| Noninterest expense | 7,821,000 | USD | evidence → |
| Provision for loan losses | -4,000 | USD | evidence → |
| Pretax income | 3,012,000 | USD | evidence → |
| Income tax | 547,000 | USD | evidence → |
| Net income | 2,465,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,997,000 | USD | evidence → |
| Total capital | 46,722,000 | USD | evidence → |
| Risk-weighted assets | 360,019,000 | USD | evidence → |