Call report 2022Q2
EASTERN MICHIGAN BANK — 2022Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,830,000 | USD | evidence → |
| Total loans | 179,447,000 | USD | evidence → |
| Allowance for loan losses | 1,742,000 | USD | evidence → |
| Securities available for sale | 201,651,000 | USD | evidence → |
| Securities held to maturity | 47,254,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 517,168,000 | USD | evidence → |
| Interest-bearing deposits | 365,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 151,552,000 | USD | evidence → |
| Equity capital | 31,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,255,000 | USD | evidence → |
| Interest expense | 280,000 | USD | evidence → |
| Net interest income | 5,975,000 | USD | evidence → |
| Noninterest income | 953,000 | USD | evidence → |
| Noninterest expense | 5,123,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 1,797,000 | USD | evidence → |
| Income tax | 322,000 | USD | evidence → |
| Net income | 1,475,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,392,000 | USD | evidence → |
| Total capital | 46,134,000 | USD | evidence → |
| Risk-weighted assets | 343,726,000 | USD | evidence → |