Call report 2022Q1
EASTERN MICHIGAN BANK — 2022Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,351,000 | USD | evidence → |
| Total loans | 180,030,000 | USD | evidence → |
| Allowance for loan losses | 1,722,000 | USD | evidence → |
| Securities available for sale | 198,505,000 | USD | evidence → |
| Securities held to maturity | 44,558,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 507,761,000 | USD | evidence → |
| Interest-bearing deposits | 377,810,000 | USD | evidence → |
| Noninterest-bearing deposits | 129,951,000 | USD | evidence → |
| Equity capital | 36,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,175,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 3,053,000 | USD | evidence → |
| Noninterest income | 443,000 | USD | evidence → |
| Noninterest expense | 2,549,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 943,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,573,000 | USD | evidence → |
| Total capital | 46,295,000 | USD | evidence → |
| Risk-weighted assets | 322,367,000 | USD | evidence → |