Call report 2021Q4
EASTERN MICHIGAN BANK — 2021Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,164,000 | USD | evidence → |
| Total loans | 192,351,000 | USD | evidence → |
| Allowance for loan losses | 1,719,000 | USD | evidence → |
| Securities available for sale | 227,351,000 | USD | evidence → |
| Securities held to maturity | 1,925,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,644,000 | USD | evidence → |
| Interest-bearing deposits | 355,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,459,000 | USD | evidence → |
| Equity capital | 43,868,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,636,000 | USD | evidence → |
| Interest expense | 427,000 | USD | evidence → |
| Net interest income | 13,209,000 | USD | evidence → |
| Noninterest income | 2,658,000 | USD | evidence → |
| Noninterest expense | 9,694,000 | USD | evidence → |
| Provision for loan losses | -119,000 | USD | evidence → |
| Pretax income | 6,292,000 | USD | evidence → |
| Income tax | 1,097,000 | USD | evidence → |
| Net income | 5,195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,861,000 | USD | evidence → |
| Total capital | 46,580,000 | USD | evidence → |
| Risk-weighted assets | 313,881,000 | USD | evidence → |