Call report 2021Q3
EASTERN MICHIGAN BANK — 2021Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 518,648,000 | USD | evidence → |
| Total loans | 202,917,000 | USD | evidence → |
| Allowance for loan losses | 1,776,000 | USD | evidence → |
| Securities available for sale | 183,774,000 | USD | evidence → |
| Securities held to maturity | 2,214,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,927,000 | USD | evidence → |
| Interest-bearing deposits | 332,782,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,145,000 | USD | evidence → |
| Equity capital | 45,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,245,000 | USD | evidence → |
| Interest expense | 311,000 | USD | evidence → |
| Net interest income | 9,934,000 | USD | evidence → |
| Noninterest income | 2,057,000 | USD | evidence → |
| Noninterest expense | 7,047,000 | USD | evidence → |
| Provision for loan losses | -70,000 | USD | evidence → |
| Pretax income | 5,014,000 | USD | evidence → |
| Income tax | 900,000 | USD | evidence → |
| Net income | 4,114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,094,000 | USD | evidence → |
| Total capital | 45,870,000 | USD | evidence → |
| Risk-weighted assets | 284,740,000 | USD | evidence → |