Call report 2020Q4
EASTERN MICHIGAN BANK — 2020Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 467,857,000 | USD | evidence → |
| Total loans | 223,306,000 | USD | evidence → |
| Allowance for loan losses | 1,835,000 | USD | evidence → |
| Securities available for sale | 68,237,000 | USD | evidence → |
| Securities held to maturity | 3,886,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,327,000 | USD | evidence → |
| Interest-bearing deposits | 301,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,904,000 | USD | evidence → |
| Equity capital | 42,275,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,327,000 | USD | evidence → |
| Interest expense | 453,000 | USD | evidence → |
| Net interest income | 11,874,000 | USD | evidence → |
| Noninterest income | 2,851,000 | USD | evidence → |
| Noninterest expense | 9,132,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 5,371,000 | USD | evidence → |
| Income tax | 953,000 | USD | evidence → |
| Net income | 4,418,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,967,000 | USD | evidence → |
| Total capital | 42,802,000 | USD | evidence → |
| Risk-weighted assets | 196,264,000 | USD | evidence → |