Call report 2021Q1
EASTERN MICHIGAN BANK — 2021Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 494,177,000 | USD | evidence → |
| Total loans | 241,923,000 | USD | evidence → |
| Allowance for loan losses | 1,707,000 | USD | evidence → |
| Securities available for sale | 72,662,000 | USD | evidence → |
| Securities held to maturity | 3,452,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,829,000 | USD | evidence → |
| Interest-bearing deposits | 319,812,000 | USD | evidence → |
| Noninterest-bearing deposits | 130,017,000 | USD | evidence → |
| Equity capital | 42,994,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,149,000 | USD | evidence → |
| Interest expense | 93,000 | USD | evidence → |
| Net interest income | 3,056,000 | USD | evidence → |
| Noninterest income | 705,000 | USD | evidence → |
| Noninterest expense | 2,266,000 | USD | evidence → |
| Provision for loan losses | -135,000 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 292,000 | USD | evidence → |
| Net income | 1,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,970,000 | USD | evidence → |
| Total capital | 43,677,000 | USD | evidence → |
| Risk-weighted assets | 193,488,000 | USD | evidence → |