Call report 2020Q3
EASTERN MICHIGAN BANK — 2020Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,434,000 | USD | evidence → |
| Total loans | 239,244,000 | USD | evidence → |
| Allowance for loan losses | 1,760,000 | USD | evidence → |
| Securities available for sale | 80,861,000 | USD | evidence → |
| Securities held to maturity | 4,423,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,932,000 | USD | evidence → |
| Interest-bearing deposits | 323,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,376,000 | USD | evidence → |
| Equity capital | 41,914,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,151,000 | USD | evidence → |
| Interest expense | 362,000 | USD | evidence → |
| Net interest income | 8,789,000 | USD | evidence → |
| Noninterest income | 1,939,000 | USD | evidence → |
| Noninterest expense | 6,621,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 3,930,000 | USD | evidence → |
| Income tax | 694,000 | USD | evidence → |
| Net income | 3,236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,408,000 | USD | evidence → |
| Total capital | 42,168,000 | USD | evidence → |
| Risk-weighted assets | 206,385,000 | USD | evidence → |