Call report 2020Q2
EASTERN MICHIGAN BANK — 2020Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 440,267,000 | USD | evidence → |
| Total loans | 243,640,000 | USD | evidence → |
| Allowance for loan losses | 1,871,000 | USD | evidence → |
| Securities available for sale | 94,165,000 | USD | evidence → |
| Securities held to maturity | 5,132,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,761,000 | USD | evidence → |
| Interest-bearing deposits | 272,012,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,749,000 | USD | evidence → |
| Equity capital | 40,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,124,000 | USD | evidence → |
| Interest expense | 276,000 | USD | evidence → |
| Net interest income | 5,848,000 | USD | evidence → |
| Noninterest income | 1,209,000 | USD | evidence → |
| Noninterest expense | 4,258,000 | USD | evidence → |
| Provision for loan losses | 288,000 | USD | evidence → |
| Pretax income | 2,517,000 | USD | evidence → |
| Income tax | 442,000 | USD | evidence → |
| Net income | 2,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,240,000 | USD | evidence → |
| Total capital | 41,111,000 | USD | evidence → |
| Risk-weighted assets | 212,099,000 | USD | evidence → |