Call report 2020Q1
EASTERN MICHIGAN BANK — 2020Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,245,000 | USD | evidence → |
| Total loans | 186,735,000 | USD | evidence → |
| Allowance for loan losses | 1,662,000 | USD | evidence → |
| Securities available for sale | 107,515,000 | USD | evidence → |
| Securities held to maturity | 6,773,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,931,000 | USD | evidence → |
| Interest-bearing deposits | 256,263,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,668,000 | USD | evidence → |
| Equity capital | 38,506,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,018,000 | USD | evidence → |
| Interest expense | 190,000 | USD | evidence → |
| Net interest income | 2,828,000 | USD | evidence → |
| Noninterest income | 462,000 | USD | evidence → |
| Noninterest expense | 2,220,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 987,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 813,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,306,000 | USD | evidence → |
| Total capital | 39,968,000 | USD | evidence → |
| Risk-weighted assets | 217,514,000 | USD | evidence → |