Call report 2019Q4
EASTERN MICHIGAN BANK — 2019Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,854,000 | USD | evidence → |
| Total loans | 181,340,000 | USD | evidence → |
| Allowance for loan losses | 1,574,000 | USD | evidence → |
| Securities available for sale | 96,032,000 | USD | evidence → |
| Securities held to maturity | 7,126,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 334,421,000 | USD | evidence → |
| Interest-bearing deposits | 254,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,843,000 | USD | evidence → |
| Equity capital | 38,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,804,000 | USD | evidence → |
| Interest expense | 885,000 | USD | evidence → |
| Net interest income | 11,919,000 | USD | evidence → |
| Noninterest income | 1,764,000 | USD | evidence → |
| Noninterest expense | 8,486,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 5,027,000 | USD | evidence → |
| Income tax | 864,000 | USD | evidence → |
| Net income | 4,163,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,821,000 | USD | evidence → |
| Total capital | 39,395,000 | USD | evidence → |
| Risk-weighted assets | 214,587,000 | USD | evidence → |