Call report 2019Q3
EASTERN MICHIGAN BANK — 2019Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,172,000 | USD | evidence → |
| Total loans | 183,966,000 | USD | evidence → |
| Allowance for loan losses | 1,523,000 | USD | evidence → |
| Securities available for sale | 94,430,000 | USD | evidence → |
| Securities held to maturity | 7,503,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 361,147,000 | USD | evidence → |
| Interest-bearing deposits | 277,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,631,000 | USD | evidence → |
| Equity capital | 37,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,665,000 | USD | evidence → |
| Interest expense | 661,000 | USD | evidence → |
| Net interest income | 9,004,000 | USD | evidence → |
| Noninterest income | 1,310,000 | USD | evidence → |
| Noninterest expense | 6,226,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 3,971,000 | USD | evidence → |
| Income tax | 670,000 | USD | evidence → |
| Net income | 3,301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,322,000 | USD | evidence → |
| Total capital | 38,845,000 | USD | evidence → |
| Risk-weighted assets | 212,653,000 | USD | evidence → |