Call report 2019Q2
EASTERN MICHIGAN BANK — 2019Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 367,978,000 | USD | evidence → |
| Total loans | 182,802,000 | USD | evidence → |
| Allowance for loan losses | 1,493,000 | USD | evidence → |
| Securities available for sale | 99,158,000 | USD | evidence → |
| Securities held to maturity | 7,942,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,573,000 | USD | evidence → |
| Interest-bearing deposits | 249,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,700,000 | USD | evidence → |
| Equity capital | 36,611,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,343,000 | USD | evidence → |
| Interest expense | 413,000 | USD | evidence → |
| Net interest income | 5,930,000 | USD | evidence → |
| Noninterest income | 823,000 | USD | evidence → |
| Noninterest expense | 4,197,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 2,449,000 | USD | evidence → |
| Income tax | 398,000 | USD | evidence → |
| Net income | 2,051,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,279,000 | USD | evidence → |
| Total capital | 37,772,000 | USD | evidence → |
| Risk-weighted assets | 208,753,000 | USD | evidence → |