Call report 2019Q1
EASTERN MICHIGAN BANK — 2019Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,851,000 | USD | evidence → |
| Total loans | 178,087,000 | USD | evidence → |
| Allowance for loan losses | 1,483,000 | USD | evidence → |
| Securities available for sale | 101,251,000 | USD | evidence → |
| Securities held to maturity | 8,791,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,918,000 | USD | evidence → |
| Interest-bearing deposits | 251,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,579,000 | USD | evidence → |
| Equity capital | 35,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,074,000 | USD | evidence → |
| Interest expense | 192,000 | USD | evidence → |
| Net interest income | 2,882,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 2,087,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 1,089,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,390,000 | USD | evidence → |
| Total capital | 36,873,000 | USD | evidence → |
| Risk-weighted assets | 208,490,000 | USD | evidence → |