Call report 2018Q4
EASTERN MICHIGAN BANK — 2018Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,048,000 | USD | evidence → |
| Total loans | 176,614,000 | USD | evidence → |
| Allowance for loan losses | 1,552,000 | USD | evidence → |
| Securities available for sale | 79,944,000 | USD | evidence → |
| Securities held to maturity | 9,121,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 320,095,000 | USD | evidence → |
| Interest-bearing deposits | 241,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,732,000 | USD | evidence → |
| Equity capital | 33,982,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,059,000 | USD | evidence → |
| Interest expense | 478,000 | USD | evidence → |
| Net interest income | 10,581,000 | USD | evidence → |
| Noninterest income | 1,937,000 | USD | evidence → |
| Noninterest expense | 8,044,000 | USD | evidence → |
| Provision for loan losses | 363,000 | USD | evidence → |
| Pretax income | 3,909,000 | USD | evidence → |
| Income tax | 682,000 | USD | evidence → |
| Net income | 3,227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,681,000 | USD | evidence → |
| Total capital | 36,233,000 | USD | evidence → |
| Risk-weighted assets | 203,341,000 | USD | evidence → |