Call report 2016Q3
EASTERN MICHIGAN BANK — 2016Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,517,000 | USD | evidence → |
| Total loans | 154,811,000 | USD | evidence → |
| Allowance for loan losses | 1,251,000 | USD | evidence → |
| Securities available for sale | 96,844,000 | USD | evidence → |
| Securities held to maturity | 14,809,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,887,000 | USD | evidence → |
| Interest-bearing deposits | 214,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,620,000 | USD | evidence → |
| Equity capital | 31,085,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,089,000 | USD | evidence → |
| Interest expense | 287,000 | USD | evidence → |
| Net interest income | 6,802,000 | USD | evidence → |
| Noninterest income | 1,192,000 | USD | evidence → |
| Noninterest expense | 5,806,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 2,075,000 | USD | evidence → |
| Income tax | 547,000 | USD | evidence → |
| Net income | 1,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,108,000 | USD | evidence → |
| Total capital | 31,359,000 | USD | evidence → |
| Risk-weighted assets | 176,609,000 | USD | evidence → |