Call report 2016Q4
EASTERN MICHIGAN BANK — 2016Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 324,956,000 | USD | evidence → |
| Total loans | 154,265,000 | USD | evidence → |
| Allowance for loan losses | 1,222,000 | USD | evidence → |
| Securities available for sale | 92,334,000 | USD | evidence → |
| Securities held to maturity | 14,169,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,495,000 | USD | evidence → |
| Interest-bearing deposits | 217,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,244,000 | USD | evidence → |
| Equity capital | 30,247,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,463,000 | USD | evidence → |
| Interest expense | 377,000 | USD | evidence → |
| Net interest income | 9,086,000 | USD | evidence → |
| Noninterest income | 1,723,000 | USD | evidence → |
| Noninterest expense | 7,741,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 2,989,000 | USD | evidence → |
| Income tax | 776,000 | USD | evidence → |
| Net income | 2,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,471,000 | USD | evidence → |
| Total capital | 31,693,000 | USD | evidence → |
| Risk-weighted assets | 175,024,000 | USD | evidence → |