Call report 2016Q2
EASTERN MICHIGAN BANK — 2016Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,702,000 | USD | evidence → |
| Total loans | 153,928,000 | USD | evidence → |
| Allowance for loan losses | 1,201,000 | USD | evidence → |
| Securities available for sale | 103,368,000 | USD | evidence → |
| Securities held to maturity | 10,799,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,611,000 | USD | evidence → |
| Interest-bearing deposits | 214,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,351,000 | USD | evidence → |
| Equity capital | 30,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,633,000 | USD | evidence → |
| Interest expense | 194,000 | USD | evidence → |
| Net interest income | 4,439,000 | USD | evidence → |
| Noninterest income | 791,000 | USD | evidence → |
| Noninterest expense | 3,879,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,316,000 | USD | evidence → |
| Income tax | 342,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,700,000 | USD | evidence → |
| Total capital | 30,901,000 | USD | evidence → |
| Risk-weighted assets | 176,564,000 | USD | evidence → |