Call report 2016Q1
EASTERN MICHIGAN BANK — 2016Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 286,835,000 | USD | evidence → |
| Total loans | 144,275,000 | USD | evidence → |
| Allowance for loan losses | 1,342,000 | USD | evidence → |
| Securities available for sale | 99,007,000 | USD | evidence → |
| Securities held to maturity | 10,441,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 259,267,000 | USD | evidence → |
| Interest-bearing deposits | 192,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,063,000 | USD | evidence → |
| Equity capital | 26,610,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,286,000 | USD | evidence → |
| Interest expense | 97,000 | USD | evidence → |
| Net interest income | 2,189,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,854,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 658,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | 500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,366,000 | USD | evidence → |
| Total capital | 27,708,000 | USD | evidence → |
| Risk-weighted assets | 166,593,000 | USD | evidence → |