Call report 2015Q4
EASTERN MICHIGAN BANK — 2015Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 293,028,000 | USD | evidence → |
| Total loans | 137,535,000 | USD | evidence → |
| Allowance for loan losses | 1,204,000 | USD | evidence → |
| Securities available for sale | 102,628,000 | USD | evidence → |
| Securities held to maturity | 7,716,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,506,000 | USD | evidence → |
| Interest-bearing deposits | 191,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,838,000 | USD | evidence → |
| Equity capital | 28,208,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,751,000 | USD | evidence → |
| Interest expense | 445,000 | USD | evidence → |
| Net interest income | 8,306,000 | USD | evidence → |
| Noninterest income | 1,670,000 | USD | evidence → |
| Noninterest expense | 7,307,000 | USD | evidence → |
| Provision for loan losses | -144,000 | USD | evidence → |
| Pretax income | 2,835,000 | USD | evidence → |
| Income tax | 724,000 | USD | evidence → |
| Net income | 2,111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,435,000 | USD | evidence → |
| Total capital | 29,639,000 | USD | evidence → |
| Risk-weighted assets | 162,518,000 | USD | evidence → |