Call report 2015Q3
EASTERN MICHIGAN BANK — 2015Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 283,613,000 | USD | evidence → |
| Total loans | 139,616,000 | USD | evidence → |
| Allowance for loan losses | 1,255,000 | USD | evidence → |
| Securities available for sale | 112,754,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,131,000 | USD | evidence → |
| Interest-bearing deposits | 187,975,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,156,000 | USD | evidence → |
| Equity capital | 29,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,578,000 | USD | evidence → |
| Interest expense | 345,000 | USD | evidence → |
| Net interest income | 6,233,000 | USD | evidence → |
| Noninterest income | 1,104,000 | USD | evidence → |
| Noninterest expense | 5,436,000 | USD | evidence → |
| Provision for loan losses | -43,000 | USD | evidence → |
| Pretax income | 1,966,000 | USD | evidence → |
| Income tax | 479,000 | USD | evidence → |
| Net income | 1,487,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,211,000 | USD | evidence → |
| Total capital | 30,466,000 | USD | evidence → |
| Risk-weighted assets | 165,951,000 | USD | evidence → |