Call report 2015Q2
EASTERN MICHIGAN BANK — 2015Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,800,000 | USD | evidence → |
| Total loans | 135,414,000 | USD | evidence → |
| Allowance for loan losses | 1,249,000 | USD | evidence → |
| Securities available for sale | 116,907,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,083,000 | USD | evidence → |
| Interest-bearing deposits | 186,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,697,000 | USD | evidence → |
| Equity capital | 28,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,405,000 | USD | evidence → |
| Interest expense | 244,000 | USD | evidence → |
| Net interest income | 4,161,000 | USD | evidence → |
| Noninterest income | 707,000 | USD | evidence → |
| Noninterest expense | 3,626,000 | USD | evidence → |
| Provision for loan losses | -47,000 | USD | evidence → |
| Pretax income | 1,311,000 | USD | evidence → |
| Income tax | 315,000 | USD | evidence → |
| Net income | 996,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,895,000 | USD | evidence → |
| Total capital | 30,144,000 | USD | evidence → |
| Risk-weighted assets | 162,076,000 | USD | evidence → |