Call report 2015Q1
EASTERN MICHIGAN BANK — 2015Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 282,230,000 | USD | evidence → |
| Total loans | 137,041,000 | USD | evidence → |
| Allowance for loan losses | 1,612,000 | USD | evidence → |
| Securities available for sale | 116,846,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,605,000 | USD | evidence → |
| Interest-bearing deposits | 194,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,140,000 | USD | evidence → |
| Equity capital | 28,744,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,223,000 | USD | evidence → |
| Interest expense | 135,000 | USD | evidence → |
| Net interest income | 2,088,000 | USD | evidence → |
| Noninterest income | 261,000 | USD | evidence → |
| Noninterest expense | 1,851,000 | USD | evidence → |
| Provision for loan losses | -76,000 | USD | evidence → |
| Pretax income | 596,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,477,000 | USD | evidence → |
| Total capital | 30,088,000 | USD | evidence → |
| Risk-weighted assets | 158,577,000 | USD | evidence → |