Call report 2013Q2
EASTERN MICHIGAN BANK — 2013Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,565,000 | USD | evidence → |
| Total loans | 134,699,000 | USD | evidence → |
| Allowance for loan losses | 1,994,000 | USD | evidence → |
| Securities available for sale | 101,075,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,819,000 | USD | evidence → |
| Interest-bearing deposits | 194,014,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,805,000 | USD | evidence → |
| Equity capital | 26,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,494,000 | USD | evidence → |
| Interest expense | 423,000 | USD | evidence → |
| Net interest income | 4,071,000 | USD | evidence → |
| Noninterest income | 886,000 | USD | evidence → |
| Noninterest expense | 3,514,000 | USD | evidence → |
| Provision for loan losses | 199,000 | USD | evidence → |
| Pretax income | 1,262,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 995,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,432,000 | USD | evidence → |
| Total capital | 28,278,000 | USD | evidence → |
| Risk-weighted assets | 147,531,000 | USD | evidence → |