Call report 2013Q1
EASTERN MICHIGAN BANK — 2013Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,794,000 | USD | evidence → |
| Total loans | 134,297,000 | USD | evidence → |
| Allowance for loan losses | 2,472,000 | USD | evidence → |
| Securities available for sale | 91,550,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 247,183,000 | USD | evidence → |
| Interest-bearing deposits | 202,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,659,000 | USD | evidence → |
| Equity capital | 26,817,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,256,000 | USD | evidence → |
| Interest expense | 222,000 | USD | evidence → |
| Net interest income | 2,034,000 | USD | evidence → |
| Noninterest income | 434,000 | USD | evidence → |
| Noninterest expense | 1,815,000 | USD | evidence → |
| Provision for loan losses | -11,000 | USD | evidence → |
| Pretax income | 682,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 536,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,277,000 | USD | evidence → |
| Total capital | 28,092,000 | USD | evidence → |
| Risk-weighted assets | 144,602,000 | USD | evidence → |