Call report 2013Q3
EASTERN MICHIGAN BANK — 2013Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,681,000 | USD | evidence → |
| Total loans | 136,325,000 | USD | evidence → |
| Allowance for loan losses | 2,093,000 | USD | evidence → |
| Securities available for sale | 99,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,020,000 | USD | evidence → |
| Interest-bearing deposits | 198,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,220,000 | USD | evidence → |
| Equity capital | 25,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,758,000 | USD | evidence → |
| Interest expense | 610,000 | USD | evidence → |
| Net interest income | 6,148,000 | USD | evidence → |
| Noninterest income | 1,244,000 | USD | evidence → |
| Noninterest expense | 5,321,000 | USD | evidence → |
| Provision for loan losses | 261,000 | USD | evidence → |
| Pretax income | 1,828,000 | USD | evidence → |
| Income tax | 391,000 | USD | evidence → |
| Net income | 1,437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,731,000 | USD | evidence → |
| Total capital | 28,630,000 | USD | evidence → |
| Risk-weighted assets | 151,703,000 | USD | evidence → |