Call report 2012Q2
EASTERN MICHIGAN BANK — 2012Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,537,000 | USD | evidence → |
| Total loans | 141,366,000 | USD | evidence → |
| Allowance for loan losses | 2,868,000 | USD | evidence → |
| Securities available for sale | 80,084,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,856,000 | USD | evidence → |
| Interest-bearing deposits | 190,464,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,392,000 | USD | evidence → |
| Equity capital | 25,774,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,874,000 | USD | evidence → |
| Interest expense | 591,000 | USD | evidence → |
| Net interest income | 4,283,000 | USD | evidence → |
| Noninterest income | 675,000 | USD | evidence → |
| Noninterest expense | 3,487,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 1,288,000 | USD | evidence → |
| Income tax | 260,000 | USD | evidence → |
| Net income | 1,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,288,000 | USD | evidence → |
| Total capital | 27,078,000 | USD | evidence → |
| Risk-weighted assets | 142,091,000 | USD | evidence → |