Call report 2012Q1
EASTERN MICHIGAN BANK — 2012Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,832,000 | USD | evidence → |
| Total loans | 141,753,000 | USD | evidence → |
| Allowance for loan losses | 2,860,000 | USD | evidence → |
| Securities available for sale | 76,237,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,563,000 | USD | evidence → |
| Interest-bearing deposits | 194,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,497,000 | USD | evidence → |
| Equity capital | 25,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,453,000 | USD | evidence → |
| Interest expense | 309,000 | USD | evidence → |
| Net interest income | 2,144,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 1,753,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 630,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,891,000 | USD | evidence → |
| Total capital | 26,680,000 | USD | evidence → |
| Risk-weighted assets | 142,083,000 | USD | evidence → |