Call report 2012Q3
EASTERN MICHIGAN BANK — 2012Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,846,000 | USD | evidence → |
| Total loans | 139,696,000 | USD | evidence → |
| Allowance for loan losses | 2,939,000 | USD | evidence → |
| Securities available for sale | 85,898,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,786,000 | USD | evidence → |
| Interest-bearing deposits | 192,519,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,267,000 | USD | evidence → |
| Equity capital | 26,351,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,251,000 | USD | evidence → |
| Interest expense | 856,000 | USD | evidence → |
| Net interest income | 6,395,000 | USD | evidence → |
| Noninterest income | 1,156,000 | USD | evidence → |
| Noninterest expense | 5,392,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 1,906,000 | USD | evidence → |
| Income tax | 390,000 | USD | evidence → |
| Net income | 1,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,630,000 | USD | evidence → |
| Total capital | 27,447,000 | USD | evidence → |
| Risk-weighted assets | 144,283,000 | USD | evidence → |