Call report 2009Q4
EASTERN MICHIGAN BANK — 2009Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,424,000 | USD | evidence → |
| Total loans | 170,633,000 | USD | evidence → |
| Allowance for loan losses | 3,716,000 | USD | evidence → |
| Securities available for sale | 43,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,594,000 | USD | evidence → |
| Interest-bearing deposits | 192,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,166,000 | USD | evidence → |
| Equity capital | 22,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,502,000 | USD | evidence → |
| Interest expense | 3,132,000 | USD | evidence → |
| Net interest income | 8,370,000 | USD | evidence → |
| Noninterest income | 1,460,000 | USD | evidence → |
| Noninterest expense | 7,011,000 | USD | evidence → |
| Provision for loan losses | 2,294,000 | USD | evidence → |
| Pretax income | 717,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,423,000 | USD | evidence → |
| Total capital | 24,510,000 | USD | evidence → |
| Risk-weighted assets | 165,315,000 | USD | evidence → |