Call report 2010Q1
EASTERN MICHIGAN BANK — 2010Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,393,000 | USD | evidence → |
| Total loans | 168,451,000 | USD | evidence → |
| Allowance for loan losses | 2,995,000 | USD | evidence → |
| Securities available for sale | 45,861,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,894,000 | USD | evidence → |
| Interest-bearing deposits | 191,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,360,000 | USD | evidence → |
| Equity capital | 23,339,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,776,000 | USD | evidence → |
| Interest expense | 581,000 | USD | evidence → |
| Net interest income | 2,195,000 | USD | evidence → |
| Noninterest income | 302,000 | USD | evidence → |
| Noninterest expense | 1,786,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 717,000 | USD | evidence → |
| Income tax | 140,000 | USD | evidence → |
| Net income | 577,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,004,000 | USD | evidence → |
| Total capital | 25,038,000 | USD | evidence → |
| Risk-weighted assets | 161,762,000 | USD | evidence → |