Call report 2009Q3
EASTERN MICHIGAN BANK — 2009Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,072,000 | USD | evidence → |
| Total loans | 172,310,000 | USD | evidence → |
| Allowance for loan losses | 3,247,000 | USD | evidence → |
| Securities available for sale | 43,368,000 | USD | evidence → |
| Securities held to maturity | 585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,600,000 | USD | evidence → |
| Interest-bearing deposits | 184,621,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,979,000 | USD | evidence → |
| Equity capital | 22,485,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,582,000 | USD | evidence → |
| Interest expense | 2,433,000 | USD | evidence → |
| Net interest income | 6,149,000 | USD | evidence → |
| Noninterest income | 1,179,000 | USD | evidence → |
| Noninterest expense | 5,292,000 | USD | evidence → |
| Provision for loan losses | 1,538,000 | USD | evidence → |
| Pretax income | 690,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 618,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,347,000 | USD | evidence → |
| Total capital | 24,458,000 | USD | evidence → |
| Risk-weighted assets | 167,718,000 | USD | evidence → |