Call report 2009Q2
EASTERN MICHIGAN BANK — 2009Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,330,000 | USD | evidence → |
| Total loans | 170,829,000 | USD | evidence → |
| Allowance for loan losses | 2,424,000 | USD | evidence → |
| Securities available for sale | 37,279,000 | USD | evidence → |
| Securities held to maturity | 585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,458,000 | USD | evidence → |
| Interest-bearing deposits | 183,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,465,000 | USD | evidence → |
| Equity capital | 22,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,733,000 | USD | evidence → |
| Interest expense | 1,641,000 | USD | evidence → |
| Net interest income | 4,092,000 | USD | evidence → |
| Noninterest income | 782,000 | USD | evidence → |
| Noninterest expense | 3,547,000 | USD | evidence → |
| Provision for loan losses | 609,000 | USD | evidence → |
| Pretax income | 604,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,232,000 | USD | evidence → |
| Total capital | 24,316,000 | USD | evidence → |
| Risk-weighted assets | 166,416,000 | USD | evidence → |