Call report 2009Q1
EASTERN MICHIGAN BANK — 2009Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,567,000 | USD | evidence → |
| Total loans | 175,091,000 | USD | evidence → |
| Allowance for loan losses | 2,540,000 | USD | evidence → |
| Securities available for sale | 31,763,000 | USD | evidence → |
| Securities held to maturity | 585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,174,000 | USD | evidence → |
| Interest-bearing deposits | 179,050,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,124,000 | USD | evidence → |
| Equity capital | 21,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,864,000 | USD | evidence → |
| Interest expense | 825,000 | USD | evidence → |
| Net interest income | 2,039,000 | USD | evidence → |
| Noninterest income | 389,000 | USD | evidence → |
| Noninterest expense | 1,739,000 | USD | evidence → |
| Provision for loan losses | 354,000 | USD | evidence → |
| Pretax income | 285,000 | USD | evidence → |
| Income tax | 71,000 | USD | evidence → |
| Net income | 210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,998,000 | USD | evidence → |
| Total capital | 24,107,000 | USD | evidence → |
| Risk-weighted assets | 168,321,000 | USD | evidence → |