Call report 2008Q4
EASTERN MICHIGAN BANK — 2008Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,950,000 | USD | evidence → |
| Total loans | 174,926,000 | USD | evidence → |
| Allowance for loan losses | 2,233,000 | USD | evidence → |
| Securities available for sale | 22,308,000 | USD | evidence → |
| Securities held to maturity | 585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,494,000 | USD | evidence → |
| Interest-bearing deposits | 172,088,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,406,000 | USD | evidence → |
| Equity capital | 21,796,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,643,000 | USD | evidence → |
| Interest expense | 3,973,000 | USD | evidence → |
| Net interest income | 8,670,000 | USD | evidence → |
| Noninterest income | 844,000 | USD | evidence → |
| Noninterest expense | 6,983,000 | USD | evidence → |
| Provision for loan losses | 991,000 | USD | evidence → |
| Pretax income | 932,000 | USD | evidence → |
| Income tax | 131,000 | USD | evidence → |
| Net income | 801,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,036,000 | USD | evidence → |
| Total capital | 24,127,000 | USD | evidence → |
| Risk-weighted assets | 167,122,000 | USD | evidence → |