Call report 2008Q3
EASTERN MICHIGAN BANK — 2008Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,850,000 | USD | evidence → |
| Total loans | 172,775,000 | USD | evidence → |
| Allowance for loan losses | 2,283,000 | USD | evidence → |
| Securities available for sale | 26,087,000 | USD | evidence → |
| Securities held to maturity | 994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,801,000 | USD | evidence → |
| Interest-bearing deposits | 170,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,730,000 | USD | evidence → |
| Equity capital | 22,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,618,000 | USD | evidence → |
| Interest expense | 3,097,000 | USD | evidence → |
| Net interest income | 6,521,000 | USD | evidence → |
| Noninterest income | 518,000 | USD | evidence → |
| Noninterest expense | 5,209,000 | USD | evidence → |
| Provision for loan losses | 643,000 | USD | evidence → |
| Pretax income | 1,187,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 868,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,474,000 | USD | evidence → |
| Total capital | 24,451,000 | USD | evidence → |
| Risk-weighted assets | 157,898,000 | USD | evidence → |